Before subsidies, the benchmark silver plan for a 40-year-old in Crittenden County cost about $774 a month for 2026, and the Arkansas average for 2027 is $757 a month. Premium tax credits bring that down for many households, depending on income and family size. 4 insurers offered marketplace plans in Crittenden County for 2026. Keep reading for what's sold in Crittenden County, which local agencies have the best reviews, and how to get a quote.
Top-rated health insurance agencies near West Memphis
Licensed agents can compare plans available in Crittenden County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: West Memphis, AR
| Where to enroll | Arkansas Health Insurance Marketplace (enroll via HealthCare.gov) |
|---|---|
| Average benchmark silver, age 40 (2027) | $757/mo before subsidies |
| Crittenden County benchmark (2026) | $774/mo |
| Plans offered in Crittenden County (2026) | 52 |
| Plan types | PPO, POS |
| Marketplace insurers in Arkansas (2026) | 6 |
| Medicaid expansion | Yes |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
How to get ready
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Ask each agent which carriers they can quote in your county.
- Write down the enrollment deadline and confirm your first premium payment.
- Check that the agent's license is active with the state regulator.
Free enrollment help in Arkansas
Arkansas Health Insurance Marketplace (run by the Arkansas Insurance Department, enrolling through HealthCare.gov): Navigators, Certified Application Counselors and In-Person Assister (IPA) Guides help consumers compare plans from all marketplace insurers and enroll at no cost. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How much is health insurance in West Memphis?
Before subsidies, the benchmark silver plan for a 40-year-old in Crittenden County cost about $774 a month for 2026, and the Arkansas average for 2027 is $757 a month. Premium tax credits bring that down for many households, depending on income and family size. 4 insurers offered marketplace plans in Crittenden County for 2026. A licensed agent can quote your exact price.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Medicaid (ARHOME expansion program). Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Where can I buy health insurance in West Memphis?
Through the Arkansas Health Insurance Marketplace (enroll via HealthCare.gov), directly from an insurer, or with a licensed agent or broker who can do either.
Health insurance in nearby cities
- Marion, AR 4 miles
- Memphis, TN 13 miles
- Horn Lake, MS 16 miles
- Southaven, MS 19 miles
- Millington, TN 21 miles
- Bartlett, TN 22 miles
- Olive Branch, MS 24 miles
- Hernando, MS 24 miles
- Germantown, TN 24 miles
- Lakeland, TN 27 miles