Before subsidies, the average benchmark silver plan for a 40-year-old in Minnesota costs $525 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. The rest of this page covers your coverage options in Virginia, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Virginia
Licensed agents can compare plans available in St. Louis County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Virginia, MN
| Where to enroll | MNsure |
|---|---|
| Average benchmark silver, age 40 (2027) | $525/mo before subsidies |
| Marketplace insurers in Minnesota (2027) | 5 |
| Medicaid expansion | Yes |
| Short-term plans | Not sold |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Before you call an agent
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
- Write down the enrollment deadline and confirm your first premium payment.
Free enrollment help in Minnesota
MNsure assisters: Navigators and Certified Application Counselors, plus MNsure brokers and broker enrollment centers, are listed in the MNsure Assister Directory for free enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Which insurers sell marketplace plans in Minnesota?
For 2027, marketplace plans in Minnesota come from 5 insurers: Blue Plus, HealthPartners, Medica, Quartz and Aspirus Health Plan. Not every insurer sells in every county.
Where can I buy health insurance in Virginia?
Through the MNsure, directly from an insurer, or with a licensed agent or broker who can do either.
How much is health insurance in Virginia?
Before subsidies, the average benchmark silver plan for a 40-year-old in Minnesota costs $525 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Hibbing, MN 22 miles
- Hermantown, MN 51 miles
- Grand Rapids, MN 51 miles
- Duluth, MN 54 miles
- Cloquet, MN 55 miles
- Superior, WI 60 miles
- International Falls, MN 85 miles
- Ashland, WI 101 miles
- Bemidji, MN 111 miles
- Brainerd, MN 113 miles