Before subsidies, the benchmark silver plan for a 40-year-old in Horry County cost about $498 a month for 2026, and the South Carolina average for 2027 is $702 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Horry County for 2026. The rest of this page covers your coverage options in Socastee, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Socastee
Licensed agents can compare plans available in Horry County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Socastee, SC
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $702/mo before subsidies |
| Horry County benchmark (2026) | $498/mo |
| Plans offered in Horry County (2026) | 48 |
| Plan types | HMO, EPO, PPO |
| Marketplace insurers in South Carolina (2027) | 6 |
| Medicaid expansion | No |
| Short-term plans | Sold with state limits (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
A quick checklist
- Check that the agent's license is active with the state regulator.
- Write down the enrollment deadline and confirm your first premium payment.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Have a realistic estimate of next year's household income; subsidies are based on it.
Free enrollment help in South Carolina
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Which insurers sell marketplace plans in South Carolina?
For 2027, marketplace plans in South Carolina come from 6 insurers: BlueCross BlueShield of South Carolina (incl. BlueChoice), Ambetter (Absolute Total Care), Molina Healthcare, Select Health of SC, UnitedHealthcare and InStil Health. Not every insurer sells in every county.
How much is health insurance in Socastee?
Before subsidies, the benchmark silver plan for a 40-year-old in Horry County cost about $498 a month for 2026, and the South Carolina average for 2027 is $702 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Horry County for 2026. A licensed agent can quote your exact price.
Where can I buy health insurance in Socastee?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
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