Before subsidies, the average benchmark silver plan for a 40-year-old in Colorado costs $615 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. Below you'll find how coverage works in Severance, the local agencies with the strongest reviews, and where to get free help.
Top-rated health insurance agencies near Severance
Licensed agents can compare plans available in Weld County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Severance, CO
| Where to enroll | Connect for Health Colorado |
|---|---|
| Average benchmark silver, age 40 (2027) | $615/mo before subsidies |
| Marketplace insurers in Colorado (2027) | 6 |
| Medicaid expansion | Yes |
| Short-term plans | Not sold |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
A quick checklist
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Write down the enrollment deadline and confirm your first premium payment.
Free enrollment help in Colorado
Connect for Health Colorado Certified Enrollment Assisters, plus enrollment centers and enrollment events, offer free in-person help; assisters explain options but don't recommend specific plans. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How much is health insurance in Severance?
Before subsidies, the average benchmark silver plan for a 40-year-old in Colorado costs $615 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. A licensed agent can quote your exact price.
Where can I buy health insurance in Severance?
Through the Connect for Health Colorado, directly from an insurer, or with a licensed agent or broker who can do either.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Health First Colorado. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Health insurance in nearby cities
- Windsor, CO 5 miles
- Eaton, CO 8 miles
- Greeley, CO 9 miles
- Fort Collins, CO 11 miles
- Loveland, CO 13 miles
- Evans, CO 13 miles
- Johnstown, CO 13 miles
- Wellington, CO 14 miles
- Milliken, CO 15 miles
- Berthoud, CO 18 miles