Before subsidies, the benchmark silver plan for a 40-year-old in New Castle County cost about $692 a month for 2026, and the Delaware average for 2027 is $876 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in New Castle County for 2026. Keep reading for what's sold in New Castle County, which local agencies have the best reviews, and how to get a quote.
Top-rated health insurance agencies near Pike Creek
Licensed agents can compare plans available in New Castle County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Pike Creek, DE
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $876/mo before subsidies |
| New Castle County benchmark (2026) | $692/mo |
| Plans offered in New Castle County (2026) | 40 |
| Plan types | EPO, PPO, HMO |
| Marketplace insurers in Delaware (2027) | 2 |
| Medicaid expansion | Yes |
| Short-term plans | Sold with state limits (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Before you call an agent
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Free enrollment help in Delaware
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Medicaid (Diamond State Health Plan). Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Which insurers sell marketplace plans in Delaware?
For 2027, marketplace plans in Delaware come from 2 insurers: Highmark Blue Cross Blue Shield Delaware and AmeriHealth Caritas. Not every insurer sells in every county.
How much is health insurance in Pike Creek?
Before subsidies, the benchmark silver plan for a 40-year-old in New Castle County cost about $692 a month for 2026, and the Delaware average for 2027 is $876 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in New Castle County for 2026. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Pike Creek Valley, DE 1 mile
- North Star, DE 2 miles
- Hockessin, DE 3 miles
- Elsmere, DE 5 miles
- Brookside, DE 6 miles
- Newark, DE 6 miles
- Kennett Square, PA 7 miles
- Wilmington Manor, DE 7 miles
- Wilmington, DE 8 miles
- New Castle, DE 9 miles