Before subsidies, the benchmark silver plan for a 40-year-old in Summit County cost about $601 a month for 2026, and the Utah average for 2027 is $716 a month. Premium tax credits bring that down for many households, depending on income and family size. 4 insurers offered marketplace plans in Summit County for 2026. The rest of this page covers your coverage options in Park City, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Park City
Licensed agents can compare plans available in Summit County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Park City, UT
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $716/mo before subsidies |
| Summit County benchmark (2026) | $601/mo |
| Plans offered in Summit County (2026) | 34 |
| Plan types | HMO, EPO |
| Marketplace insurers in Utah (2027) | 6 |
| Medicaid expansion | Yes |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
A quick checklist
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Write down the enrollment deadline and confirm your first premium payment.
- Ask each agent which carriers they can quote in your county.
Free enrollment help in Utah
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. CMS's current awardee list shows no active Navigator grantee for Utah, so local help comes from Certified Application Counselors and other assisters listed in the tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Utah Medicaid. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
How much is health insurance in Park City?
Before subsidies, the benchmark silver plan for a 40-year-old in Summit County cost about $601 a month for 2026, and the Utah average for 2027 is $716 a month. Premium tax credits bring that down for many households, depending on income and family size. 4 insurers offered marketplace plans in Summit County for 2026. A licensed agent can quote your exact price.
Where can I buy health insurance in Park City?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
Health insurance in nearby cities
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