Before subsidies, the benchmark silver plan for a 40-year-old in Lexington County cost about $593 a month for 2026, and the South Carolina average for 2027 is $702 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Lexington County for 2026. Keep reading for what's sold in Lexington County, which local agencies have the best reviews, and how to get a quote.
Top-rated health insurance agencies near Oak Grove
Licensed agents can compare plans available in Lexington County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Oak Grove, SC
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $702/mo before subsidies |
| Lexington County benchmark (2026) | $593/mo |
| Plans offered in Lexington County (2026) | 52 |
| Plan types | HMO, EPO, PPO |
| Marketplace insurers in South Carolina (2027) | 6 |
| Medicaid expansion | No |
| Short-term plans | Sold with state limits (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
A quick checklist
- Check that the agent's license is active with the state regulator.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Write down the enrollment deadline and confirm your first premium payment.
Free enrollment help in South Carolina
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How much is health insurance in Oak Grove?
Before subsidies, the benchmark silver plan for a 40-year-old in Lexington County cost about $593 a month for 2026, and the South Carolina average for 2027 is $702 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Lexington County for 2026. A licensed agent can quote your exact price.
Which insurers sell marketplace plans in South Carolina?
For 2027, marketplace plans in South Carolina come from 6 insurers: BlueCross BlueShield of South Carolina (incl. BlueChoice), Ambetter (Absolute Total Care), Molina Healthcare, Select Health of SC, UnitedHealthcare and InStil Health. Not every insurer sells in every county.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Healthy Connections. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Health insurance in nearby cities
- West Columbia, SC 3 miles
- Lexington, SC 4 miles
- Seven Oaks, SC 5 miles
- St. Andrews, SC 5 miles
- Red Bank, SC 6 miles
- Cayce, SC 6 miles
- Irmo, SC 9 miles
- Forest Acres, SC 10 miles
- Lake Murray of Richland, SC 12 miles
- Dentsville, SC 13 miles