Before subsidies, the benchmark silver plan for a 40-year-old in St. Johns County cost about $697 a month for 2026, and the Florida average for 2027 is $738 a month. Premium tax credits bring that down for many households, depending on income and family size. 6 insurers offered marketplace plans in St. Johns County for 2026. The rest of this page covers your coverage options in Nocatee, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Nocatee
Licensed agents can compare plans available in St. Johns County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Nocatee, FL
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $738/mo before subsidies |
| St. Johns County benchmark (2026) | $697/mo |
| Plans offered in St. Johns County (2026) | 143 |
| Plan types | HMO, POS, EPO, PPO |
| Marketplace insurers in Florida (2027) | 10 |
| Medicaid expansion | No |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
How to get ready
- Check that the agent's license is active with the state regulator.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Write down the enrollment deadline and confirm your first premium payment.
- Ask each agent which carriers they can quote in your county.
Free enrollment help in Florida
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How much is health insurance in Nocatee?
Before subsidies, the benchmark silver plan for a 40-year-old in St. Johns County cost about $697 a month for 2026, and the Florida average for 2027 is $738 a month. Premium tax credits bring that down for many households, depending on income and family size. 6 insurers offered marketplace plans in St. Johns County for 2026. A licensed agent can quote your exact price.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Florida Medicaid. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Where can I buy health insurance in Nocatee?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
Health insurance in nearby cities
- Palm Valley, FL 8 miles
- World Golf Village, FL 10 miles
- Fruit Cove, FL 12 miles
- Jacksonville Beach, FL 13 miles
- St. Augustine, FL 15 miles
- Neptune Beach, FL 16 miles
- Atlantic Beach, FL 17 miles
- Green Cove Springs, FL 18 miles
- St. Augustine South, FL 18 miles
- Fleming Island, FL 18 miles