Before subsidies, the benchmark silver plan for a 40-year-old in Riley County cost about $695 a month for 2026, and the Kansas average for 2027 is $748 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Riley County for 2026. Below you'll find how coverage works in Manhattan, the local agencies with the strongest reviews, and where to get free help.
Top-rated health insurance agencies near Manhattan
Licensed agents can compare plans available in Riley County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Manhattan, KS
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $748/mo before subsidies |
| Riley County benchmark (2026) | $695/mo |
| Plans offered in Riley County (2026) | 40 |
| Plan types | EPO |
| Marketplace insurers in Kansas (2027) | 5 |
| Medicaid expansion | No |
| Short-term plans | Sold with state limits (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
How to get ready
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
Free enrollment help in Kansas
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Where can I buy health insurance in Manhattan?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
Which insurers sell marketplace plans in Kansas?
For 2027, marketplace plans in Kansas come from 5 insurers: Blue Cross and Blue Shield of Kansas, Blue Cross and Blue Shield of Kansas City, Ambetter from Sunflower Health Plan, Oscar Health and UnitedHealthcare. Not every insurer sells in every county.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for KanCare. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Health insurance in nearby cities
- Fort Riley, KS 12 miles
- Junction City, KS 17 miles
- Abilene, KS 38 miles
- Topeka, KS 50 miles
- Emporia, KS 59 miles
- Salina, KS 60 miles
- Lawrence, KS 74 miles
- Beatrice, NE 75 miles
- McPherson, KS 80 miles
- Tonganoxie, KS 82 miles