Before subsidies, the benchmark silver plan for a 40-year-old in Hillsborough County cost about $388 a month for 2026, and the New Hampshire average for 2027 is $486 a month. Premium tax credits bring that down for many households, depending on income and family size. 4 insurers offered marketplace plans in Hillsborough County for 2026. Keep reading for what's sold in Hillsborough County, which local agencies have the best reviews, and how to get a quote.
Top-rated health insurance agencies near Manchester
Licensed agents can compare plans available in Hillsborough County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Manchester, NH
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $486/mo before subsidies |
| Hillsborough County benchmark (2026) | $388/mo |
| Plans offered in Hillsborough County (2026) | 46 |
| Plan types | HMO, EPO |
| Marketplace insurers in New Hampshire (2027) | 3 |
| Medicaid expansion | Yes |
| Short-term plans | Sold with state limits (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Before you call an agent
- Ask each agent which carriers they can quote in your county.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Write down the enrollment deadline and confirm your first premium payment.
Free enrollment help in New Hampshire
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How much is health insurance in Manchester?
Before subsidies, the benchmark silver plan for a 40-year-old in Hillsborough County cost about $388 a month for 2026, and the New Hampshire average for 2027 is $486 a month. Premium tax credits bring that down for many households, depending on income and family size. 4 insurers offered marketplace plans in Hillsborough County for 2026. A licensed agent can quote your exact price.
Which insurers sell marketplace plans in New Hampshire?
For 2027, marketplace plans in New Hampshire come from 3 insurers: Anthem Blue Cross and Blue Shield (Matthew Thornton), Harvard Pilgrim Health Care and WellSense (Boston Medical Center Health Plan). Not every insurer sells in every county.
Where can I buy health insurance in Manchester?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
Health insurance in nearby cities
- South Hooksett, NH 4 miles
- Pinardville, NH 4 miles
- Nashua, NH 16 miles
- Concord, NH 18 miles
- Dover, NH 32 miles
- Rochester, NH 32 miles
- Somersworth, NH 34 miles
- Portsmouth, NH 34 miles
- Franklin, NH 34 miles
- Laconia, NH 41 miles