Before subsidies, the benchmark silver plan for a 40-year-old in Cache County cost about $872 a month for 2026, and the Utah average for 2027 is $716 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Cache County for 2026. Below you'll find how coverage works in Logan, the local agencies with the strongest reviews, and where to get free help.
Top-rated health insurance agencies near Logan
Licensed agents can compare plans available in Cache County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Logan, UT
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $716/mo before subsidies |
| Cache County benchmark (2026) | $872/mo |
| Plans offered in Cache County (2026) | 19 |
| Plan types | HMO, EPO |
| Marketplace insurers in Utah (2027) | 6 |
| Medicaid expansion | Yes |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
How to get ready
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Check that the agent's license is active with the state regulator.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Have a realistic estimate of next year's household income; subsidies are based on it.
Free enrollment help in Utah
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. CMS's current awardee list shows no active Navigator grantee for Utah, so local help comes from Certified Application Counselors and other assisters listed in the tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Utah Medicaid. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Where can I buy health insurance in Logan?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
How much is health insurance in Logan?
Before subsidies, the benchmark silver plan for a 40-year-old in Cache County cost about $872 a month for 2026, and the Utah average for 2027 is $716 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Cache County for 2026. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Providence, UT 3 miles
- North Logan, UT 3 miles
- Nibley, UT 5 miles
- Smithfield, UT 7 miles
- Hyrum, UT 8 miles
- Tremonton, UT 18 miles
- Brigham City, UT 19 miles
- Perry, UT 22 miles
- Preston, ID 25 miles
- Pleasant View, UT 30 miles