Before subsidies, the benchmark silver plan for a 40-year-old in El Paso County cost about $594 a month for 2026, and the Texas average for 2027 is $737 a month. Premium tax credits bring that down for many households, depending on income and family size. 7 insurers offered marketplace plans in El Paso County for 2026. The rest of this page covers your coverage options in Homestead Meadows North, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Homestead Meadows North
Licensed agents can compare plans available in El Paso County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Homestead Meadows North, TX
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $737/mo before subsidies |
| El Paso County benchmark (2026) | $594/mo |
| Plans offered in El Paso County (2026) | 110 |
| Plan types | HMO, EPO, POS |
| Marketplace insurers in Texas (2027) | 14 |
| Medicaid expansion | No |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
A quick checklist
- Check that the agent's license is active with the state regulator.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Write down the enrollment deadline and confirm your first premium payment.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Free enrollment help in Texas
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Where can I buy health insurance in Homestead Meadows North?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Texas Medicaid. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
How much is health insurance in Homestead Meadows North?
Before subsidies, the benchmark silver plan for a 40-year-old in El Paso County cost about $594 a month for 2026, and the Texas average for 2027 is $737 a month. Premium tax credits bring that down for many households, depending on income and family size. 7 insurers offered marketplace plans in El Paso County for 2026. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Homestead Meadows South, TX 3 miles
- Horizon City, TX 12 miles
- Fort Bliss, TX 14 miles
- El Paso, TX 15 miles
- Socorro, TX 15 miles
- San Elizario, TX 19 miles
- Fabens, TX 23 miles
- Canutillo, TX 26 miles
- Anthony, TX 27 miles
- Pecos, TX 160 miles