Before subsidies, the benchmark silver plan for a 40-year-old in Tarrant County cost about $692 a month for 2026, and the Texas average for 2027 is $737 a month. Premium tax credits bring that down for many households, depending on income and family size. 8 insurers offered marketplace plans in Tarrant County for 2026. The rest of this page covers your coverage options in Fort Worth, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Fort Worth
Licensed agents can compare plans available in Tarrant County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Fort Worth, TX
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $737/mo before subsidies |
| Tarrant County benchmark (2026) | $692/mo |
| Plans offered in Tarrant County (2026) | 128 |
| Plan types | HMO, EPO, POS |
| Marketplace insurers in Texas (2027) | 14 |
| Medicaid expansion | No |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Local health care in Fort Worth
- Tarrant County Public Health, headquartered in Fort Worth, is the county health department, offering clinical services, disease control, family health services and emergency preparedness for county residents. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Before you call an agent
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
- Write down the enrollment deadline and confirm your first premium payment.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Free enrollment help in Texas
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How much is health insurance in Fort Worth?
Before subsidies, the benchmark silver plan for a 40-year-old in Tarrant County cost about $692 a month for 2026, and the Texas average for 2027 is $737 a month. Premium tax credits bring that down for many households, depending on income and family size. 8 insurers offered marketplace plans in Tarrant County for 2026. A licensed agent can quote your exact price.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Texas Medicaid. Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
Where can I buy health insurance in Fort Worth?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
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