Before subsidies, the average benchmark silver plan for a 40-year-old in Maryland costs $491 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. The rest of this page covers your coverage options in Chillum, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Chillum
Licensed agents can compare plans available in Prince George's County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Chillum, MD
| Where to enroll | Maryland Health Connection |
|---|---|
| Average benchmark silver, age 40 (2027) | $491/mo before subsidies |
| Marketplace insurers in Maryland (2027) | 4 |
| Medicaid expansion | Yes |
| Short-term plans | Sold with state limits (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
How to get ready
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
- Write down the enrollment deadline and confirm your first premium payment.
- Have a realistic estimate of next year's household income; subsidies are based on it.
Free enrollment help in Maryland
Maryland Health Connection Navigators, employed by consumer assistance organizations in every county, provide free in-person enrollment help. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How much is health insurance in Chillum?
Before subsidies, the average benchmark silver plan for a 40-year-old in Maryland costs $491 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. A licensed agent can quote your exact price.
Which insurers sell marketplace plans in Maryland?
For 2027, marketplace plans in Maryland come from 4 insurers: CareFirst BlueCross BlueShield (BlueChoice + GHMSI/CFMI), Kaiser Permanente, UnitedHealthcare (Optimum Choice) and Wellpoint Maryland. Not every insurer sells in every county.
Where can I buy health insurance in Chillum?
Through the Maryland Health Connection, directly from an insurer, or with a licensed agent or broker who can do either.
Health insurance in nearby cities
- Hyattsville, MD 1 mile
- Langley Park, MD 2 miles
- Takoma Park, MD 2 miles
- Mount Rainier, MD 2 miles
- Adelphi, MD 3 miles
- Riverdale Park, MD 3 miles
- College Park, MD 3 miles
- Bladensburg, MD 3 miles
- Silver Spring, MD 3 miles
- East Riverdale, MD 4 miles