Before subsidies, the benchmark silver plan for a 40-year-old in Pima County cost about $449 a month for 2026, and the Arizona average for 2027 is $609 a month. Premium tax credits bring that down for many households, depending on income and family size. 7 insurers offered marketplace plans in Pima County for 2026. Below you'll find how coverage works in Catalina, the local agencies with the strongest reviews, and where to get free help.
Top-rated health insurance agencies near Catalina
Licensed agents can compare plans available in Pima County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Catalina, AZ
| Where to enroll | HealthCare.gov |
|---|---|
| Average benchmark silver, age 40 (2027) | $609/mo before subsidies |
| Pima County benchmark (2026) | $449/mo |
| Plans offered in Pima County (2026) | 86 |
| Plan types | HMO |
| Marketplace insurers in Arizona (2027) | 6 |
| Medicaid expansion | Yes |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
A quick checklist
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Write down the enrollment deadline and confirm your first premium payment.
Free enrollment help in Arizona
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Which insurers sell marketplace plans in Arizona?
For 2027, marketplace plans in Arizona come from 6 insurers: Blue Cross Blue Shield of Arizona (HMO only), Arizona Complete Health (Health Net/Ambetter), Oscar Health, UnitedHealthcare, Imperial Insurance and Antidote Health. Not every insurer sells in every county.
Where can I buy health insurance in Catalina?
Through the HealthCare.gov, directly from an insurer, or with a licensed agent or broker who can do either.
How much is health insurance in Catalina?
Before subsidies, the benchmark silver plan for a 40-year-old in Pima County cost about $449 a month for 2026, and the Arizona average for 2027 is $609 a month. Premium tax credits bring that down for many households, depending on income and family size. 7 insurers offered marketplace plans in Pima County for 2026. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Saddlebrooke, AZ 4 miles
- Oro Valley, AZ 6 miles
- Casas Adobes, AZ 12 miles
- Catalina Foothills, AZ 13 miles
- Flowing Wells, AZ 15 miles
- Marana, AZ 15 miles
- Tanque Verde, AZ 17 miles
- South Tucson, AZ 20 miles
- Tucson, AZ 23 miles
- Picture Rocks, AZ 23 miles