Before subsidies, the benchmark silver plan for a 40-year-old in Washington County cost about $905 a month for 2026, and the Utah average for 2027 is $716 a month. Premium tax credits bring that down for many households, depending on income and family size. 3 insurers offered marketplace plans in Washington County for 2026.
A health insurance broker in Washington works for you, not for one insurance company. Brokers are licensed in Utah to sell plans from several carriers, so one conversation can cover marketplace plans, off-exchange plans and other options side by side. Below are 6 brokerages near Washington, sorted by distance.
Health Insurance Brokers near Washington
Licensed agents can compare plans available in Washington County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Do brokers cost more?
No. Health insurers pay brokers a commission that's already part of the premium. You pay the same price for a plan whether you buy it yourself or through a broker.
What a broker can compare for you
Premiums, deductibles and out-of-pocket maximums; which doctors and hospitals are in each network; whether your prescriptions are covered; and whether you qualify for a premium tax credit.
Broker or agent: what's the difference?
A captive agent sells one company's plans. An independent agent or broker is appointed with several insurers and can compare them. In everyday use the words overlap, so ask any office which carriers it can quote in Utah.
Carriers a Washington broker can quote
For 2027, marketplace plans in Utah come from 6 insurers: Regence BlueCross BlueShield of Utah, BridgeSpan, SelectHealth, University of Utah Health Plans, Imperial Health Plan and Molina Healthcare of Utah. Not every insurer sells in every county. An independent broker appointed with several of them can compare prices and networks side by side.
A quick checklist
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Ask each agent which carriers they can quote in your county.
- Write down the enrollment deadline and confirm your first premium payment.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Checking an agent's license in Utah
- Utah's Insurance Department offers an online Licensee Search. Ask the agent for their name and license number, then search to confirm they are licensed for the product they are selling. Source
- The Utah Insurance Department licenses insurance producers and regulates insurers in the state. Consumers can file complaints with the department online. Source
Frequently asked questions
Can a broker help me get a subsidy?
Yes. Brokers certified with the marketplace can estimate your premium tax credit and enroll you in a subsidized plan.
When can I buy a plan?
During open enrollment (Nov 1 to January 15 on the HealthCare.gov), or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby.
Is there a fee to use a broker?
Most health insurance brokers charge nothing to individuals and families; the insurer pays them. Ask up front if you're unsure.
Brokers in nearby cities
- St. George, UT 6 miles
- Hurricane, UT 8 miles
- Santa Clara, UT 9 miles
- Ivins, UT 11 miles
- Colorado City, AZ 30 miles
- Mesquite, NV 42 miles
- Cedar City, UT 44 miles
- Enoch, UT 50 miles
- Moapa Valley, NV 65 miles
- North Las Vegas, NV 106 miles