Before subsidies, the benchmark silver plan for a 40-year-old in Pima County cost about $449 a month for 2026, and the Arizona average for 2027 is $609 a month. Premium tax credits bring that down for many households, depending on income and family size. 7 insurers offered marketplace plans in Pima County for 2026.
Brokers in the Tucson area can quote individual, family and self-employed coverage from multiple carriers licensed in Arizona. Their commission is built into the premium, so using one doesn't raise your price. Here are 12 brokerages within reach of Tucson.
Health Insurance Brokers near Tucson
Licensed agents can compare plans available in Pima County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Tucson
- In Tucson, check whether a plan's network covers Banner Health's academic hospitals (Banner - University Medical Center Tucson and South) and TMC Health, home of Tucson Medical Center. Source
- The Pima County Health Department is the public health agency for Tucson, offering immunizations, sexual health services and county health data. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Do brokers cost more?
No. Health insurers pay brokers a commission that's already part of the premium. You pay the same price for a plan whether you buy it yourself or through a broker.
Broker or agent: what's the difference?
A captive agent sells one company's plans. An independent agent or broker is appointed with several insurers and can compare them. In everyday use the words overlap, so ask any office which carriers it can quote in Arizona.
What a broker can compare for you
Premiums, deductibles and out-of-pocket maximums; which doctors and hospitals are in each network; whether your prescriptions are covered; and whether you qualify for a premium tax credit.
Carriers a Tucson broker can quote
For 2027, marketplace plans in Arizona come from 6 insurers: Blue Cross Blue Shield of Arizona (HMO only), Arizona Complete Health (Health Net/Ambetter), Oscar Health, UnitedHealthcare, Imperial Insurance and Antidote Health. Not every insurer sells in every county. An independent broker appointed with several of them can compare prices and networks side by side.
Before you call an agent
- Write down the enrollment deadline and confirm your first premium payment.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
- Ask each agent which carriers they can quote in your county.
Checking an agent's license in Arizona
- Arizona DIFI's license search page lets consumers look up an insurance producer's license, with individual licensee searches run through the NAIC State Based Systems lookup. Marketplace agents and brokers can also be checked on HealthCare.gov. Source
- The Arizona Department of Insurance and Financial Institutions (DIFI) licenses insurance agents and brokers and regulates health insurers in the state. Its Consumer Services Division takes complaints about insurance companies and insurance professionals. Source
Frequently asked questions
Can a broker help me get a subsidy?
Yes. Brokers certified with the marketplace can estimate your premium tax credit and enroll you in a subsidized plan.
When can I buy a plan?
During open enrollment (Nov 1 to January 15 on the HealthCare.gov), or within 60 days of a qualifying life event such as losing other coverage, moving, marriage or a new baby.
Is there a fee to use a broker?
Most health insurance brokers charge nothing to individuals and families; the insurer pays them. Ask up front if you're unsure.
Brokers in nearby cities
- South Tucson, AZ 6 miles
- Drexel Heights, AZ 10 miles
- Catalina Foothills, AZ 10 miles
- Tanque Verde, AZ 11 miles
- Rincon Valley, AZ 11 miles
- Flowing Wells, AZ 12 miles
- Valencia West, AZ 14 miles
- Vail, AZ 14 miles
- Tucson Estates, AZ 15 miles
- Casas Adobes, AZ 15 miles