Before subsidies, the average benchmark silver plan for a 40-year-old in Georgia costs $733 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. The rest of this page covers your coverage options in Augusta, the best-reviewed local agencies and the deadlines that matter.
Top-rated health insurance agencies near Augusta
Licensed agents can compare plans available in Richmond County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Health insurance at a glance: Augusta, GA
| Where to enroll | Georgia Access |
|---|---|
| Average benchmark silver, age 40 (2027) | $733/mo before subsidies |
| Marketplace insurers in Georgia (2027) | 8 |
| Medicaid expansion | No |
| Short-term plans | Sold (not ACA-compliant) |
Sources: CMS plan data, KFF, state marketplace and insurance department pages.
Local health care in Augusta
- In Augusta, check whether a plan's network includes Wellstar MCG Health Medical Center, the area's academic medical center, and Piedmont Augusta Hospital. Source
- The Richmond County Health Department, part of Georgia's East Central Health District, is the local public health office for Augusta. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Before you call an agent
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Write down the enrollment deadline and confirm your first premium payment.
Free enrollment help in Georgia
Georgia Access Certified Assisters (staff at hospitals, nonprofits and other enrollment organizations) explain options and help with enrollment at no cost; they cannot recommend a specific plan. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Which insurers sell marketplace plans in Georgia?
For 2027, marketplace plans in Georgia come from 8 insurers: Alliant Health Plans, Ambetter from Peach State Health Plan, Anthem Blue Cross and Blue Shield, CareSource, Kaiser Permanente, Oscar Health, UnitedHealthcare and Antidote Health. Not every insurer sells in every county.
Can I get coverage outside open enrollment?
Only with a qualifying life event, unless you qualify for Medicaid (Georgia Pathways to Coverage). Some people also look at short-term or fixed-indemnity plans, which are not ACA-compliant coverage.
How much is health insurance in Augusta?
Before subsidies, the average benchmark silver plan for a 40-year-old in Georgia costs $733 a month for 2027 (the national average is $704). Premium tax credits bring that down for many households, depending on income and family size. A licensed agent can quote your exact price.
Health insurance in nearby cities
- Grovetown, GA 10 miles
- Martinez, GA 11 miles
- North Augusta, SC 13 miles
- Belvedere, SC 14 miles
- Evans, GA 14 miles
- Waynesboro, GA 19 miles
- Aiken, SC 23 miles
- Thomson, GA 26 miles
- Batesburg-Leesville, SC 49 miles
- Sandersville, GA 50 miles