What does coverage cost in Tampa? A 40-year-old in Hillsborough County paid about $648 a month for the benchmark silver plan in 2026, before any subsidy; statewide, the 2027 average is $738. Most marketplace shoppers pay less after the premium tax credit, and a broker can show you your exact number.
Need a health insurance agent near Tampa? These 15 local offices sell individual and family health plans in Florida. Many also handle dental, vision and supplemental coverage.
Health Insurance Agents near Tampa
Licensed agents can compare plans available in Hillsborough County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Tampa
- Networks worth checking before you pick a plan in Tampa are Tampa General Hospital, BayCare (which runs St. Joseph's Hospital) and AdventHealth (AdventHealth Tampa and AdventHealth Carrollwood). Source
- St. Joseph's Hospital in Tampa is part of the BayCare health system. Source
- AdventHealth Tampa, formerly Florida Hospital Tampa, is AdventHealth's main hospital in the city. Source
- Public health in Tampa is handled by the Florida Department of Health in Hillsborough County, which offers clinical, nutrition and infectious disease services. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Questions to ask before you choose
Which carriers can you quote in Hillsborough County? Are you certified to enroll people through the HealthCare.gov? Will you help me at renewal next year?
What a local agent does
Agents licensed in Florida can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
Checking an agent's license in Florida
- Florida's Department of Financial Services runs a free online Licensee Search. It shows an agent's contact details, valid licenses, active appointments and the insurers the agent can write with. Source
- The Florida Department of Financial Services is the state agency that licenses insurance agents, including health agents, in Florida. Source
Free enrollment help in Florida
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How many agencies are near Tampa?
Our listings show 191 health insurance agencies within 25 miles of Tampa and 308 within 50 miles.
Are local health insurance agents free?
Yes, for individual and family plans. The agent's commission is paid by the insurer and is already built into the premium.
What's the difference between an agent and a navigator?
Navigators are trained helpers funded to give free, unbiased enrollment help, but they can't recommend a plan. Licensed agents can recommend plans and may also sell coverage outside the marketplace.
Agents in nearby cities
- Carrollwood, FL 6 miles
- Palm River-Clair Mel, FL 6 miles
- Lake Magdalene, FL 7 miles
- Town 'n' Country, FL 8 miles
- Mango, FL 8 miles
- Citrus Park, FL 9 miles
- Northdale, FL 9 miles
- Progress Village, FL 9 miles
- Brandon, FL 10 miles
- Lutz, FL 10 miles