What does coverage cost in New York? Across New York, the 2027 benchmark silver plan for a 40-year-old averages $1,041 a month before subsidies, compared with $704 nationally. Most marketplace shoppers pay less after the premium tax credit.
Agents near New York help with the paperwork most people dread: income estimates, plan documents and the enrollment deadline. Here are the 15 closest agent offices to New York, NY.
Health Insurance Agents near New York
Licensed agents can compare plans available in New York County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in New York
- NYC Health + Hospitals, the nation's largest municipal health system, runs public hospitals in all five boroughs and serves patients regardless of ability to pay or immigration status, and its MetroPlus health plan is built around that network, so it is one worth checking before you pick a New York City plan. Source
- The NYC Department of Health and Mental Hygiene is the city's public health agency for all five boroughs, monitoring community health and connecting New Yorkers to health and mental health services. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Questions to ask before you choose
Which carriers can you quote in New York County? Are you certified to enroll people through the NY State of Health? Will you help me at renewal next year?
What a local agent does
Agents licensed in New York can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
Checking an agent's license in New York
- New York's Department of Financial Services offers an online Producer/Licensee Search. It shows whether an agent or broker has been issued a license, along with the license number. Source
- The New York State Department of Financial Services licenses insurance agents and brokers, including those who sell health coverage, and regulates insurers in the state. Source
Free enrollment help in New York
NY State of Health assistors (Navigators, Certified Application Counselors and Marketplace Facilitated Enrollers) give free enrollment help; the Find Local Help tool searches assistors and brokers. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can an agent help if I'm self-employed?
Yes. Agents work with 1099 and self-employed clients every day, including estimating income that changes from year to year.
How many agencies are near New York?
Our listings show 410 health insurance agencies within 25 miles of New York and 596 within 50 miles.
What's the difference between an agent and a navigator?
Navigators are trained helpers funded to give free, unbiased enrollment help, but they can't recommend a plan. Licensed agents can recommend plans and may also sell coverage outside the marketplace.
Agents in nearby cities
- Jersey City, NJ 8 miles
- Queens, NY 8 miles
- West New York, NJ 8 miles
- Guttenberg, NJ 8 miles
- Edgewater, NJ 9 miles
- Cliffside Park, NJ 9 miles
- Fairview, NJ 9 miles
- Secaucus, NJ 10 miles
- Bayonne, NJ 10 miles
- Inwood, NY 10 miles