What does coverage cost in Knoxville? A 40-year-old in Knox County paid about $680 a month for the benchmark silver plan in 2026, before any subsidy; statewide, the 2027 average is $796. Most marketplace shoppers pay less after the premium tax credit, and a broker can show you your exact number.
A local health insurance agent can walk you through plans sold in Knox County and help with enrollment, renewals and claims questions later. Below are the 15 agent offices nearest Knoxville.
Health Insurance Agents near Knoxville
Licensed agents can compare plans available in Knox County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Knoxville
- Knoxville plan shoppers should check network access to Covenant Health, which runs Fort Sanders Regional and Parkwest medical centers. Source
- The Knox County Health Department is the public health agency for Knoxville, operating a main health department and outlying clinics with clinical and community services. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Questions to ask before you choose
Which carriers can you quote in Knox County? Are you certified to enroll people through the HealthCare.gov? Will you help me at renewal next year?
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
What a local agent does
Agents licensed in Tennessee can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Checking an agent's license in Tennessee
- The Tennessee Department of Commerce & Insurance directs consumers to the NAIC consumer lookup to confirm an agent's license. It also suggests checking the department's disciplinary actions list. Source
- The Tennessee Department of Commerce & Insurance (TDCI) licenses insurance agents and regulates health insurers in the state. Its Consumer Insurance Services section helps consumers with insurance complaints. Source
Free enrollment help in Tennessee
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Are local health insurance agents free?
Yes, for individual and family plans. The agent's commission is paid by the insurer and is already built into the premium.
What's the difference between an agent and a navigator?
Navigators are trained helpers funded to give free, unbiased enrollment help, but they can't recommend a plan. Licensed agents can recommend plans and may also sell coverage outside the marketplace.
How many agencies are near Knoxville?
Our listings show 44 health insurance agencies within 25 miles of Knoxville and 54 within 50 miles.
Agents in nearby cities
- Farragut, TN 15 miles
- Maryville, TN 15 miles
- Oak Ridge, TN 19 miles
- Lenoir City, TN 22 miles
- Sevierville, TN 22 miles
- Pigeon Forge, TN 25 miles
- Tellico Village, TN 26 miles
- Jefferson City, TN 28 miles
- Loudon, TN 28 miles
- Dandridge, TN 29 miles