What does coverage cost in Hays? A 40-year-old in Ellis County paid about $754 a month for the benchmark silver plan in 2026, before any subsidy; statewide, the 2027 average is $748. Most marketplace shoppers pay less after the premium tax credit, and a broker can show you your exact number.
Need a health insurance agent near Hays? These 5 local offices sell individual and family health plans in Kansas. Many also handle dental, vision and supplemental coverage.
Health Insurance Agents near Hays
Licensed agents can compare plans available in Ellis County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Questions to ask before you choose
Which carriers can you quote in Ellis County? Are you certified to enroll people through the HealthCare.gov? Will you help me at renewal next year?
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
What a local agent does
Agents licensed in Kansas can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Checking an agent's license in Kansas
- The Kansas Department of Insurance, led by the Insurance Commissioner, licenses insurance agents and regulates health insurers in the state. Its Consumer Assistance Division takes complaints against insurance companies, agents and agencies. Source
- Before you work with any agent, confirm their license is active with the Kansas insurance regulator. Licensed producers have a National Producer Number they can give you.
Free enrollment help in Kansas
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can an agent help if I'm self-employed?
Yes. Agents work with 1099 and self-employed clients every day, including estimating income that changes from year to year.
How many agencies are near Hays?
Our listings show 4 health insurance agencies within 25 miles of Hays and 6 within 50 miles.
Are local health insurance agents free?
Yes, for individual and family plans. The agent's commission is paid by the insurer and is already built into the premium.
Agents in nearby cities
- Hutchinson, KS 95 miles
- McPherson, KS 96 miles
- Colby, KS 99 miles
- Garden City, KS 104 miles
- Holdrege, NE 108 miles
- Abilene, KS 113 miles
- McCook, NE 115 miles
- Newton, KS 122 miles
- Kearney, NE 126 miles
- Hastings, NE 128 miles