What does coverage cost in Fruit Heights? A 40-year-old in Davis County paid about $574 a month for the benchmark silver plan in 2026, before any subsidy; statewide, the 2027 average is $716. Most marketplace shoppers pay less after the premium tax credit, and a broker can show you your exact number.
Need a health insurance agent near Fruit Heights? These 15 local offices sell individual and family health plans in Utah. Many also handle dental, vision and supplemental coverage.
Health Insurance Agents near Fruit Heights
Licensed agents can compare plans available in Davis County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Questions to ask before you choose
Which carriers can you quote in Davis County? Are you certified to enroll people through the HealthCare.gov? Will you help me at renewal next year?
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
What a local agent does
Agents licensed in Utah can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Checking an agent's license in Utah
- Utah's Insurance Department offers an online Licensee Search. Ask the agent for their name and license number, then search to confirm they are licensed for the product they are selling. Source
- The Utah Insurance Department licenses insurance producers and regulates insurers in the state. Consumers can file complaints with the department online. Source
Free enrollment help in Utah
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. CMS's current awardee list shows no active Navigator grantee for Utah, so local help comes from Certified Application Counselors and other assisters listed in the tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
How many agencies are near Fruit Heights?
Our listings show 46 health insurance agencies within 25 miles of Fruit Heights and 139 within 50 miles.
Can an agent help if I'm self-employed?
Yes. Agents work with 1099 and self-employed clients every day, including estimating income that changes from year to year.
What's the difference between an agent and a navigator?
Navigators are trained helpers funded to give free, unbiased enrollment help, but they can't recommend a plan. Licensed agents can recommend plans and may also sell coverage outside the marketplace.
Agents in nearby cities
- South Weber, UT 7 miles
- Clearfield, UT 8 miles
- West Bountiful, UT 9 miles
- Syracuse, UT 9 miles
- Sunset, UT 10 miles
- South Ogden, UT 10 miles
- Washington Terrace, UT 10 miles
- Woods Cross, UT 11 miles
- Bountiful, UT 11 miles
- Riverdale, UT 11 miles