What does coverage cost in El Paso? A 40-year-old in El Paso County paid about $594 a month for the benchmark silver plan in 2026, before any subsidy; statewide, the 2027 average is $737. Most marketplace shoppers pay less after the premium tax credit, and a broker can show you your exact number.
There are 37 health insurance agencies within 25 miles of El Paso, TX. The 15 listed here are the closest local agents, from single-agent offices to larger agencies, sorted by distance from the center of El Paso.
Health Insurance Agents near El Paso
Licensed agents can compare plans available in El Paso County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in El Paso
- University Medical Center of El Paso, the El Paso County Hospital District's not-for-profit teaching hospital for Texas Tech's Paul L. Foster School of Medicine and the region's only Level 1 trauma center, is a network worth checking before you pick an El Paso plan; the district also includes El Paso Children's Hospital and UMC outpatient clinics. Source
- The City of El Paso Department of Public Health handles local public health, including immunizations, TB control, STD/HIV prevention, WIC, food inspections and a dental clinic, with some programs reaching across El Paso County. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Agents are free to use
Insurers pay agent commissions. Using a licensed agent doesn't add to your premium.
Questions to ask before you choose
Which carriers can you quote in El Paso County? Are you certified to enroll people through the HealthCare.gov? Will you help me at renewal next year?
What a local agent does
Agents licensed in Texas can explain plan types (HMO, PPO, EPO), estimate your premium tax credit, enroll you, and help when something goes wrong with a claim or a bill.
Checking an agent's license in Texas
- The Texas Department of Insurance offers its own online agent lookup, where consumers can check whether an agent is licensed in Texas. Source
- The Texas Department of Insurance (TDI) licenses insurance agents and regulates insurers in the state. Consumers who can't resolve a problem with an insurer or agent can file a complaint with TDI online or by mail. Source
Free enrollment help in Texas
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Frequently asked questions
Can an agent help if I'm self-employed?
Yes. Agents work with 1099 and self-employed clients every day, including estimating income that changes from year to year.
Are local health insurance agents free?
Yes, for individual and family plans. The agent's commission is paid by the insurer and is already built into the premium.
How many agencies are near El Paso?
Our listings show 37 health insurance agencies within 25 miles of El Paso and 38 within 50 miles.
Agents in nearby cities
- Homestead Meadows South, TX 16 miles
- Socorro, TX 18 miles
- Horizon City, TX 18 miles
- San Elizario, TX 21 miles
- Fabens, TX 28 miles
- Pecos, TX 175 miles
- Clifton, AZ 185 miles
- Douglas, AZ 186 miles
- Alpine, TX 193 miles
- Kermit, TX 196 miles