Before subsidies, the average benchmark silver plan for a 40-year-old in Louisiana costs $730 a month for 2027, against a national average of $704. Premium tax credits lower that for many households.
This page lists health insurance agency offices across Louisiana by city. Every listing shows distance and address, and every city page explains local plan costs. For a side-by-side comparison of carriers, call 866-645-8540 to reach a licensed agent.
How health insurance works in Louisiana
People in Louisiana buy marketplace coverage through HealthCare.gov. Open enrollment runs from November 1 through January 15. Healthy Louisiana covers adults with income up to 138% of the poverty level. For 2027, marketplace plans in Louisiana come from 5 insurers: Louisiana Blue (BCBS of Louisiana / HMO Louisiana), Ambetter from Louisiana Healthcare Connections, AmeriHealth Caritas, UnitedHealthcare and CHRISTUS Health Plan. Not every insurer sells in every county. Short-term health plans are sold in the state, though they are not ACA-compliant coverage.
Agent licensing in Louisiana
- The Louisiana Department of Insurance licenses insurance agents and producers and oversees insurers in the state. Its Consumer Complaint Division investigates complaints when a problem with an agent or company can't be resolved directly. Source
- Louisiana's Department of Insurance offers a free online Verify Producer or Adjuster License search. It shows a producer's license status and current insurer appointments. Source
- In Louisiana, agents selling health coverage generally hold the Accident & Health or Sickness line of authority, which requires passing a state exam. Source
Free enrollment help in Louisiana
HealthCare.gov Marketplace assisters: CMS-funded Navigator organizations plus Certified Application Counselors, who give free, impartial help applying and enrolling; consumers search for nearby help with the HealthCare.gov Find Local Help tool. You can search for in-person help on the official find-help page. If you'd rather have someone compare plans and recommend one, a licensed agent can do that at no cost to you.
Licensed agents can quote plans from multiple Louisiana carriers in one call.
Call 866-645-8540Agencies & offices by city in Louisiana
- Abbeville
- Addis
- Alexandria
- Amite City
- Avondale
- Baker
- Bastrop
- Baton Rouge
- Bayou Blue
- Bayou Cane
- Belle Chasse
- Benton
- Bogalusa
- Bossier City
- Breaux Bridge
- Bridge City
- Broussard
- Brownfields
- Carencro
- Carlyss
- Central
- Chackbay
- Chalmette
- Claiborne
- Covington
- Crowley
- Cut Off
- DeRidder
- Denham Springs
- Destrehan
- Donaldsonville
- Eden Isle
- Elmwood
- Estelle
- Eunice
- Ferriday
- Fort Polk South
- Franklin
- Galliano
- Gardere
- Gonzales
- Grambling
- Gramercy
- Gray
- Gretna
- Hammond
- Harahan
- Harvey
- Houma
- Inniswold
- Jeanerette
- Jefferson
- Jennings
- Jonesboro
- Kenner
- Lacombe
- Lafayette
- Lake Charles
- Laplace
- Larose
- Leesville
- Luling
- Mandeville
- Mansfield
- Marksville
- Marrero
- Meraux
- Merrydale
- Metairie
- Minden
- Monroe
- Morgan City
- Moss Bluff
- Natchitoches
- New Iberia
- New Orleans
- New Roads
- Oak Hills Place
- Oakdale
- Old Jefferson
- Opelousas
- Patterson
- Pineville
- Plaquemine
- Ponchatoula
- Prairieville
- Prien
- Raceland
- Rayne
- Red Chute
- Reserve
- River Ridge
- Ruston
- Schriever
- Scott
- Shenandoah
- Shreveport
- Slidell
- Springhill
- St. Gabriel
- St. Martinville
- St. Rose
- Sulphur
- Tallulah
- Terrytown
- Thibodaux
- Timberlane
- Village St. George
- Ville Platte
- Violet
- Waggaman
- Walker
- West Monroe
- Westwego
- Woodmere
- Youngsville
- Zachary