In Illinois, the average 2027 benchmark silver premium for a 40-year-old is $707 a month before any premium tax credit, versus $704 nationally. Prices in Waterloo vary by plan and insurer, so ask for a quote.
Prefer to sit down with someone? These 8 health insurance agencies near Waterloo have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near Waterloo
Licensed agents can compare plans available in Monroe County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Before you call an agent
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
- Ask each agent which carriers they can quote in your county.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
Checking an agent's license in Illinois
- Illinois producer licenses are handled through the national State-Based Systems (SBS) platform, where a licensee's record can be searched by jurisdiction, name and national producer number. Source
Frequently asked questions
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Waterloo book appointments during open enrollment (Nov 1 to January 15 on the Get Covered Illinois). Calling first is the safest bet.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Agencies & offices in nearby cities
- Cahokia, IL 16 miles
- Concord, MO 16 miles
- Festus, MO 16 miles
- Swansea, IL 17 miles
- Affton, MO 17 miles
- Sappington, MO 17 miles
- East St. Louis, IL 19 miles
- Sunset Hills, MO 19 miles
- Crestwood, MO 19 miles
- Shrewsbury, MO 19 miles