In Illinois, the average 2027 benchmark silver premium for a 40-year-old is $707 a month before any premium tax credit, versus $704 nationally. Prices in Troy vary by plan and insurer, so ask for a quote.
These are physical health insurance agency offices near Troy, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near Troy
Licensed agents can compare plans available in Madison County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
How to get ready
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
- Ask each agent which carriers they can quote in your county.
Checking an agent's license in Illinois
- Illinois producer licenses are handled through the national State-Based Systems (SBS) platform, where a licensee's record can be searched by jurisdiction, name and national producer number. Source
Frequently asked questions
Do I need an appointment?
Not always, but many offices near Troy book appointments during open enrollment (Nov 1 to January 15 on the Get Covered Illinois). Calling first is the safest bet.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Agencies & offices in nearby cities
- Shiloh, IL 12 miles
- Granite City, IL 12 miles
- Swansea, IL 13 miles
- Wood River, IL 14 miles
- Bethalto, IL 15 miles
- East St. Louis, IL 15 miles
- Mascoutah, IL 15 miles
- Belleville, IL 15 miles
- East Alton, IL 16 miles
- Spanish Lake, MO 17 miles