In Virginia, the average 2027 benchmark silver premium for a 40-year-old is $549 a month before any premium tax credit, versus $704 nationally. Prices in Smithfield vary by plan and insurer, so ask for a quote.
Some people want a face-to-face meeting before they pick a plan. Below are 8 walk-in health insurance offices around Smithfield, VA, ordered by review count.
Health Insurance Agencies & Offices near Smithfield
Licensed agents can compare plans available in Isle of Wight County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Before you call an agent
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Ask each agent which carriers they can quote in your county.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in Virginia
- The Virginia Bureau of Insurance offers its own Producer (Agent/Agency) Lookup online, along with a lookup by Virginia license number or National Producer Number. Consumers can use it to confirm an agent or agency is licensed in Virginia. Source
Frequently asked questions
Do I need an appointment?
Not always, but many offices near Smithfield book appointments during open enrollment (Nov 1 to January 29 on the Virginia's Insurance Marketplace). Calling first is the safest bet.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Agencies & offices in nearby cities
- Gloucester Point, VA 22 miles
- Chesapeake, VA 27 miles
- Franklin, VA 27 miles
- Virginia Beach, VA 36 miles
- Fort Lee, VA 43 miles
- Hopewell, VA 43 miles
- Petersburg, VA 46 miles
- Colonial Heights, VA 47 miles
- Ettrick, VA 48 miles
- Elizabeth City, NC 52 miles