In New York, the average 2027 benchmark silver premium for a 40-year-old is $1,041 a month before any premium tax credit, versus $704 nationally. Prices in Rochester vary by plan and insurer, so ask for a quote.
These are physical health insurance agency offices near Rochester, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near Rochester
Licensed agents can compare plans available in Monroe County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Rochester
- Rochester is served mainly by UR Medicine (University of Rochester Medical Center, including Strong Memorial Hospital) and Rochester Regional Health (Rochester General and Unity hospitals), so check which one a plan's network includes. Source
- The Monroe County Department of Public Health serves Rochester, running immunization, epidemiology and disease-control programs. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
A quick checklist
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Write down the enrollment deadline and confirm your first premium payment.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
Checking an agent's license in New York
- New York's Department of Financial Services offers an online Producer/Licensee Search. It shows whether an agent or broker has been issued a license, along with the license number. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Do I need an appointment?
Not always, but many offices near Rochester book appointments during open enrollment (Nov 1 to January 31 on the NY State of Health). Calling first is the safest bet.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Agencies & offices in nearby cities
- Albion, NY 29 miles
- Batavia, NY 31 miles
- Geneva, NY 38 miles
- Medina, NY 39 miles
- Penn Yan, NY 45 miles
- South Lockport, NY 54 miles
- Lockport, NY 54 miles
- Auburn, NY 55 miles
- Harris Hill, NY 55 miles
- East Aurora, NY 58 miles