In Virginia, the average 2027 benchmark silver premium for a 40-year-old is $549 a month before any premium tax credit, versus $704 nationally. Prices in Richmond vary by plan and insurer, so ask for a quote.
Some people want a face-to-face meeting before they pick a plan. Below are 8 walk-in health insurance offices around Richmond, VA, ordered by review count.
Health Insurance Agencies & Offices near Richmond
Licensed agents can compare plans available in Richmond County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Local health care in Richmond
- Networks worth checking before you pick a plan in Richmond are VCU Health (VCU Medical Center), Bon Secours (St. Mary's Hospital and Richmond Community Hospital) and HCA Virginia (including Johnston-Willis, Henrico Doctors', Retreat Doctors' and Parham Doctors' hospitals). Source
- VCU Health is the academic health system tied to Virginia Commonwealth University in downtown Richmond. Source
- HCA Virginia operates several community hospitals in the Richmond area, such as Henrico Doctors' Hospital. Source
- Richmond is an independent city served by the Richmond City Health Department (part of the Virginia Department of Health), which offers clinical, immunization and STI/HIV services. Source
Before you choose a plan, check that the hospitals and doctors you use are in its network. An agent can look that up for each plan you compare.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
A quick checklist
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Write down the enrollment deadline and confirm your first premium payment.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in Virginia
- The Virginia Bureau of Insurance offers its own Producer (Agent/Agency) Lookup online, along with a lookup by Virginia license number or National Producer Number. Consumers can use it to confirm an agent or agency is licensed in Virginia. Source
Frequently asked questions
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Do I need an appointment?
Not always, but many offices near Richmond book appointments during open enrollment (Nov 1 to January 29 on the Virginia's Insurance Marketplace). Calling first is the safest bet.
Agencies & offices in nearby cities
- Rockwood, VA 7 miles
- Tuckahoe, VA 7 miles
- Chamberlayne, VA 7 miles
- Laurel, VA 8 miles
- Highland Springs, VA 8 miles
- Bellwood, VA 9 miles
- Sandston, VA 9 miles
- Mechanicsville, VA 9 miles
- Glen Allen, VA 9 miles
- Innsbrook, VA 10 miles