Expect to see marketplace premiums around $645 a month for a 40-year-old's benchmark silver plan in Ray County (2026 figure), and $675 as the 2027 Missouri average, before subsidies. An agent can price plans after any tax credit you qualify for.
Some people want a face-to-face meeting before they pick a plan. Below are 5 walk-in health insurance offices around Richmond, MO, ordered by review count.
Health Insurance Agencies & Offices near Richmond
Licensed agents can compare plans available in Ray County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
How to get ready
- Ask each agent which carriers they can quote in your county.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in Missouri
- The Missouri Department of Commerce & Insurance offers a License & Contact Info search where consumers can check an agent's or agency's license. It also shows the agency an agent represents. Source
Frequently asked questions
Do I need an appointment?
Not always, but many offices near Richmond book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Agencies & offices in nearby cities
- Gladstone, MO 32 miles
- Raytown, MO 33 miles
- Kansas City, MO 33 miles
- Lee's Summit, MO 33 miles
- Smithville, MO 33 miles
- Greenwood, MO 35 miles
- Cameron, MO 35 miles
- Pleasant Hill, MO 36 miles
- Warrensburg, MO 38 miles
- Roeland Park, KS 39 miles