Expect to see marketplace premiums around $507 a month for a 40-year-old's benchmark silver plan in Macomb County (2026 figure), and $595 as the 2027 Michigan average, before subsidies. An agent can price plans after any tax credit you qualify for.
Prefer to sit down with someone? These 8 health insurance agencies near Richmond have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near Richmond
Licensed agents can compare plans available in Macomb County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
How to get ready
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Check that the agent's license is active with the state regulator.
- Write down the enrollment deadline and confirm your first premium payment.
- Ask each agent which carriers they can quote in your county.
Checking an agent's license in Michigan
- Michigan consumers can check whether an agent is licensed using the DIFS Locator, the department's online search for resident and nonresident producers, counselors and solicitors. Source
Frequently asked questions
Do I need an appointment?
Not always, but many offices near Richmond book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Agencies & offices in nearby cities
- Fraser, MI 21 miles
- Rochester Hills, MI 23 miles
- Roseville, MI 23 miles
- St. Clair Shores, MI 23 miles
- Troy, MI 25 miles
- Eastpointe, MI 26 miles
- Warren, MI 26 miles
- Center Line, MI 27 miles
- Auburn Hills, MI 27 miles
- Grosse Pointe Woods, MI 27 miles