Expect to see marketplace premiums around $631 a month for a 40-year-old's benchmark silver plan in Lincoln County (2026 figure), and $720 as the 2027 Wisconsin average, before subsidies. An agent can price plans after any tax credit you qualify for.
Prefer to sit down with someone? These 5 health insurance agencies near Merrill have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near Merrill
Licensed agents can compare plans available in Lincoln County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
How to get ready
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in Wisconsin
- Wisconsin's OCI points consumers to the State Based Systems (SBS) Lookup Tool, where choosing Wisconsin and searching for a licensee shows whether an agent or agency is licensed. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Do I need an appointment?
Not always, but many offices near Merrill book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Agencies & offices in nearby cities
- Stevens Point, WI 46 miles
- Plover, WI 50 miles
- Wisconsin Rapids, WI 55 miles
- Shawano, WI 61 miles
- Waupaca, WI 65 miles
- New London, WI 72 miles
- Black River Falls, WI 83 miles
- Chippewa Falls, WI 84 miles
- Lake Hallie, WI 86 miles
- Suamico, WI 88 miles