Expect to see marketplace premiums around $845 a month for a 40-year-old's benchmark silver plan in Craven County (2026 figure), and $660 as the 2027 North Carolina average, before subsidies. An agent can price plans after any tax credit you qualify for.
Prefer to sit down with someone? These 5 health insurance agencies near James City have a street address and posted business hours, ranked by how many customer reviews they've earned.
Health Insurance Agencies & Offices near James City
Licensed agents can compare plans available in Craven County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
Before you call an agent
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
- Write down the enrollment deadline and confirm your first premium payment.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in North Carolina
- The North Carolina Department of Insurance points to the free NAIC lookup for checking an individual producer's National Producer Number and license status. Source
Frequently asked questions
Do I need an appointment?
Not always, but many offices near James City book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Agencies & offices in nearby cities
- Kinston, NC 36 miles
- Ayden, NC 36 miles
- Winterville, NC 39 miles
- Greenville, NC 42 miles
- Williamston, NC 54 miles
- Goldsboro, NC 58 miles
- Mount Olive, NC 60 miles
- Hampstead, NC 63 miles
- Tarboro, NC 66 miles
- Porters Neck, NC 68 miles