In New Jersey, the average 2027 benchmark silver premium for a 40-year-old is $665 a month before any premium tax credit, versus $704 nationally. Prices in Highland Park vary by plan and insurer, so ask for a quote.
These are physical health insurance agency offices near Highland Park, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near Highland Park
Licensed agents can compare plans available in Middlesex County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
A quick checklist
- Write down the enrollment deadline and confirm your first premium payment.
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
Checking an agent's license in New Jersey
- Consumers can use the NJDOBI Licensee Search to confirm that an insurance producer is actively licensed in New Jersey and view the license type and status. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Highland Park book appointments during open enrollment (Nov 1 to January 31 on the Get Covered New Jersey). Calling first is the safest bet.
Agencies & offices in nearby cities
- Franklin Center, NJ 6 miles
- Middlesex, NJ 6 miles
- Dunellen, NJ 6 miles
- Fords, NJ 7 miles
- Franklin Park, NJ 7 miles
- Bound Brook, NJ 7 miles
- Spotswood, NJ 8 miles
- Iselin, NJ 8 miles
- South Amboy, NJ 8 miles
- Madison Park, NJ 8 miles