In Pennsylvania, the average 2027 benchmark silver premium for a 40-year-old is $648 a month before any premium tax credit, versus $704 nationally. Prices in Ellwood City vary by plan and insurer, so ask for a quote.
These are physical health insurance agency offices near Ellwood City, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near Ellwood City
Licensed agents can compare plans available in Lawrence County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
How to get ready
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Ask each agent which carriers they can quote in your county.
- Have a realistic estimate of next year's household income; subsidies are based on it.
- Check that the agent's license is active with the state regulator.
Checking an agent's license in Pennsylvania
- The Pennsylvania Insurance Department links consumers to a search for licensed insurance companies, producers and agents, run through the Sircon platform. It lets you confirm that an agent or broker holds a Pennsylvania license. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Do I need an appointment?
Not always, but many offices near Ellwood City book appointments during open enrollment (Nov 1 to January 15 on the Pennie). Calling first is the safest bet.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Agencies & offices in nearby cities
- Homeacre-Lyndora, PA 19 miles
- Shanor-Northvue, PA 19 miles
- Butler, PA 20 miles
- Columbiana, OH 21 miles
- Struthers, OH 21 miles
- Franklin Park, PA 21 miles
- East Liverpool, OH 22 miles
- Campbell, OH 22 miles
- Grove City, PA 23 miles
- Boardman, OH 23 miles