Expect to see marketplace premiums around $533 a month for a 40-year-old's benchmark silver plan in Story County (2026 figure), and $528 as the 2027 Iowa average, before subsidies. An agent can price plans after any tax credit you qualify for.
These are physical health insurance agency offices near Ames, not call centers. Each one lists a storefront address and office hours. The most-reviewed offices are at the top.
Health Insurance Agencies & Offices near Ames
Licensed agents can compare plans available in Story County, check your doctors and estimate your premium tax credit. Free to you.
Call 866-645-8540Call ahead
Office hours change around open enrollment, and many agencies book appointments during the busiest weeks. Calling ahead saves a wasted trip.
Why a walk-in office
An in-person meeting helps when your situation has moving parts: a household with mixed coverage, self-employment income that changes, or a doctor you need to keep.
What to bring
Photo ID, Social Security numbers for everyone applying, a recent pay stub or income estimate, and a list of your doctors and prescriptions.
Before you call an agent
- Compare total yearly cost (premiums plus deductible), not just the monthly premium.
- Ask each agent which carriers they can quote in your county.
- Write down the enrollment deadline and confirm your first premium payment.
- Make a list of your doctors, hospitals and prescriptions before you call anyone.
Checking an agent's license in Iowa
- The Iowa Insurance Division points the public to State Based Systems (SBS) License Services, run through the NAIC, to check a producer's license status, expiration date, appointments and lines of authority. Source
Frequently asked questions
What if an office I visited won't renew my plan?
Any licensed agent certified with the marketplace can help you switch plans or renew at open enrollment.
Can I do everything by phone instead?
Yes. Licensed agents can quote, enroll and send documents electronically, which is how most people enroll today.
Do I need an appointment?
Not always, but many offices near Ames book appointments during open enrollment (Nov 1 to January 15 on the HealthCare.gov). Calling first is the safest bet.
Agencies & offices in nearby cities
- Urbandale, IA 28 miles
- Clive, IA 30 miles
- Pleasant Hill, IA 31 miles
- Des Moines, IA 31 miles
- Webster City, IA 32 miles
- Waukee, IA 33 miles
- West Des Moines, IA 34 miles
- Adel, IA 35 miles
- Marshalltown, IA 37 miles
- Norwalk, IA 37 miles